Best Investment in the Philippines

Lately I’ve been thinking on how to grow my money passively. Meaning, I’m earning while I’m sleeping. It’s kinda materialistic but I have a lot of dreams and money is inevitable to put them into reality.

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I don’t want it to remain as “wishful thinking” that’s why I’m doing something about it now. I’ve heard about investments all the time and I can’t find a good one suited for me. Time is running fast and I want to take action for my dreams. I want it to be practical, average risk and average return too. After some time, I’ll move on to high yield but high risk too. I believe that it’s now the time to make these kind of decisions.

I wanted to setup my own photobooth, I want to own a food franchise, I want to invest in real estate and more. I want to try everything but money seems to be the problem. I can shell out a bit but not everything. Because of this, I searched for the best investment in the Philippines.

I found this interesting article on stocks and funds. This might be my head start! Read on, you might get some points too.

Mutual Funds Are The Best Investment In The Philippines

By Jeffrey Fang
Apr 6, 2009

I have watch a tv show previously aired on the Philippines. Its about the top ten lists on where to wisely invest your money. I can’t remember most of them but I will just tell you what is the top 3.

3rd Place: Invest in Stocks

The stock market is a high yield and high risk kind of investment that lets ordinary people, with the help of a stock broker to buy stocks or share of a certain company open on the stock market. The idea of the stock market is to buy or sell part of the company known as stocks.

Many people have been rich doing day trading and many people lost a lot of money as well. One of the most successful there is is Mr. Warren Buffet. He is the best investor there is and on the 2nd richest man in the world. While most people will buy and sell stocks. Mr. Buffet will buy and KEEP stocks. This way, he will have recurring income from the companies’ profits and will be there as long as the company keeps earning.

The good thing about investing in the stock market is that, it helps the country even more when people are not doing businesses.

2nd Place: Mutual Funds

The idea of mutual funds is for any ordinary people who:
– DO NOT KNOW HOW TO INVEST in the stock market
– Has small money to invest

Mutual funds is a great way to invest your money for as low as 5000 pesos only. What mutual funds do is that it pools and gathers little investors. Pool their money and assign a manager to buy and sell stocks for them. The manager must be educated and experience so that the money will be spread to many kinds of stocks and equity that will make the funds stable and secure a growing interest.

Mutual funds is also tax exempt. Which makes it good. It also is great for young people to get started on investing in stocks because of it compounding interest. To know more about mutual funds Philippines, please visit the site.

1st Place: Government Bonds

Government bonds are the best. Because whatever happens. The government will always pay you. If they run out of funds, they can just always print money to pay you. The idea of government bonds or t bills is that you lend money to the government at a certain period of time. Much like a time savings account on a bank and the government will pay you with high interest for lending.

These are great investments to get into and much much much more better than savings or time deposits at bank because of high interest.


  1. nice

    some insurance companies are now offering insurance + investment plans. meaning, magkasama na yung insurance and investment. you might want to try it kasi it’s safer than pure investments.. i think :p

  2. sunlife and philam, nag-o-offer ng ganun. and pareho din silang may dollar investment options. gusto mo i-refer kita sa kausap ko from sun life? para ma-explain nya sayo yung details kung pano nagwo-work. pero safe talaga yung offer nilang investment + insurance. tapos may options ka pa kung gusto mo ng low-risk, med-risk, or high-risk investments. pero advice nila for beginners is med-risk muna.. ang daldal ko. para akong insurance agent. hahaha :p

  3. VUL or variable insurances are a little risky but if you’re up for some “gamble” + insurance, go. Traditional insurances are good in the long run, but if you’re 20-ish and doesn’t really need your money for quite awhile, variable insurance is the place to go!

  4. Hi Kathleen, just a piece of advice never try those get-rich-quick scheme that offers high interest yield. I was trapped in that scheme a long time ago and it was such a bad experience. Hope you’ll find a great way to deal with your investment, and please do share it with us.

  5. Really? What kind of scheme? I did sign up for bonds from trusted companies. I think it’s the safest way to save than banks. Well, a bit risky too but not as much as trading in stocks.

    Thanks for the support, I will definitely share something about investment when I get to encounter a good one. ^_^

  6. Im 27 now and im having a hard time finding the right investment or business perhaps. I don’t want my money sleeping in banks and earning a good 1k annually.

  7. hi chuck, i think it’s really hard to find the right investment or business. It’s the challenge for us all. We just have to face it and accept the risks it would entail.

  8. Hi Kathleen,

    Ive read you blog and noticed that you also considering opening a PHOTOBOOTH business. Just incase you need help I can help you with that.

    in case your interested don’t hesitate to leave me a message here in your thread.


  9. Thanks Eugene! Yes, I’m considering opening a Photobooth business but I’m hesitant at the moment. Thank you and I’ll email you my concerns next tym. If possible, can you give me an overview of how the business goes? how much and the like? thanks!

  10. The best way for me is to invest a money to this investment company n’ASIA INVEST’ The Asian Market will continue to grow as a result of the ndeclining western currencies and i believe that this investment company noffers the best among the best offers! you can visit the site and see nhow it will works for you.

  11. There are a number of companies that offer mutual funds as well as government funds. It’s just a matter of your choice of where you want your money to go. :)

  12. PSE Academy ( provides a comprehensive, interactive, and practical web-based investor education for market participants, would-be equity investors, and the
    public in general.

  13. hi kathlyn.. can you give me a help! i have a 10k money on my wallet and got only 2k per month income- im a self employed! can u advice me of where to put my money to make it grow!… comments open to anybody :)

  14. Hmm, if you can risk it, you can start investing in Mutual Bonds to be safe. Best advise is to look for a certified finance specialist to help you with your goal. :) Goodluck and hope you can find the best way to grow your money.

  15. investment bonds required 2 valid IDs, can i use a company ID? or they only need government IDs? @kathmadula:disqus

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